Health Savings Accounts

After I read Dave Ramsey's book "Total Money Makeover", I became really interested in the Health Savings Accounts (HSA). An HSA plan that offers for people with high deductibles to save money to cover the medical costs before the high deductible insurances starts paying. One of the best parts about opening an HSA plan is that is can as a form of secondary 401(k). So if you don't get sick you can withdraw the money at retirement age without acquiring any penalties. I think this is why Dave Ramsey recommends HSA plans. No other insurance plan will ever pay you back the money you put into. My hope is that our family will be able to set up this type of insurance plan soon. If you check the Vimo website you can see different types of HSA plans available.